COMMUNITY COMMERCE BANK

CLAREMONT, CA | Small | Est. Oct. 1, 1976, midnight | FDIC #26363 | RSSD #299868 | FDIC
Latest Report: 2025-12-31

COMMUNITY COMMERCE BANK is asn small FDIC-insured commercial bank headquartered in CLAREMONT, CA, established in Oct. 1, 1976, midnight. As of 2025-12-31, the bank reported total assets of $412M and total deposits of $310M. Profitability stands at 0.78% ROA and 5.07% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 18.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 4.16%. FDIC Certificate #26363.

Assets

$412M

Deposits

$310M

Loans

$303M

Equity

$62M

Profitability

Return on Assets (ROA) 0.78%
Return on Equity (ROE) 5.07%
Net Interest Margin (NIM) 3.24%
Yield on Assets 6.70%
Cost of Funds 3.89%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio -0.03%
Texas Ratio 4.16%
NPA Ratio 0.66%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 18.71%
Tier 1 Capital 18.71%
Total Capital Ratio 19.73%
Leverage Ratio 15.67%
Loan-to-Deposit 97.54%

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