PASSUMPSIC SAVINGS BANK

SAINT JOHNSBURY, VT | Medium | Est. Feb. 24, 1853, midnight | FDIC #14134 | RSSD #300009 | FDIC
Latest Report: 2025-12-31

PASSUMPSIC SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in SAINT JOHNSBURY, VT, established in Feb. 24, 1853, midnight. As of 2025-12-31, the bank reported total assets of $942M and total deposits of $762M. Profitability stands at 0.68% ROA and 5.22% ROE, with a net interest margin of 3.22%. The bank's CET1 capital ratio is 18.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 7.53%. FDIC Certificate #14134.

Assets

$942M

Deposits

$762M

Loans

$652M

Equity

$121M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 5.22%
Net Interest Margin (NIM) 3.22%
Yield on Assets 4.70%
Cost of Funds 1.59%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.09%
Texas Ratio 7.53%
NPA Ratio 1.02%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 18.91%
Tier 1 Capital 18.91%
Total Capital Ratio 20.08%
Leverage Ratio 12.45%
Loan-to-Deposit 85.62%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required