NEW OMNI BANK, NATIONAL ASSOCIATION

ALHAMBRA, CA | Medium | Est. Feb. 12, 1980, midnight | FDIC #23086 | RSSD #300063 | OCC
Latest Report: 2025-12-31

NEW OMNI BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in ALHAMBRA, CA, established in Feb. 12, 1980, midnight. As of 2025-12-31, the bank reported total assets of $520M and total deposits of $381M. Profitability stands at 0.53% ROA and 2.10% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 28.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 7.13% and a Texas Ratio of 18.74%. FDIC Certificate #23086.

Assets

$520M

Deposits

$381M

Loans

$366M

Equity

$133M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 2.10%
Net Interest Margin (NIM) 4.18%
Yield on Assets 6.90%
Cost of Funds 3.41%

Asset Quality

NPL Ratio 7.13%
Net Charge-Off Ratio --
Texas Ratio 18.74%
NPA Ratio 5.02%
ACL / Loans 1.70%

Capital & Liquidity

CET1 Ratio 28.05%
Tier 1 Capital 40.88%
Total Capital Ratio 42.14%
Leverage Ratio 25.24%
Loan-to-Deposit 95.98%

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