COMMUNITY BANK OF MISSOURI

RICHMOND, MO | Micro | Est. May 7, 2001, midnight | FDIC #57141 | RSSD #3005097 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF MISSOURI is amn micro FDIC-insured commercial bank headquartered in RICHMOND, MO, established in May 7, 2001, midnight. As of 2025-12-31, the bank reported total assets of $91M and total deposits of $78M. Profitability stands at 0.80% ROA and 5.73% ROE, with a net interest margin of 6.18%. The bank's CET1 capital ratio is 16.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.25% and a Texas Ratio of 5.88%. FDIC Certificate #57141.

Assets

$91M

Deposits

$78M

Loans

$62M

Equity

$13M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 5.73%
Net Interest Margin (NIM) 6.18%
Yield on Assets 7.26%
Cost of Funds 2.60%

Asset Quality

NPL Ratio 1.25%
Net Charge-Off Ratio 0.05%
Texas Ratio 5.88%
NPA Ratio 0.85%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 16.89%
Tier 1 Capital 16.89%
Total Capital Ratio 17.74%
Leverage Ratio 13.64%
Loan-to-Deposit 79.30%

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