AMISTAD BANK

DEL RIO, TX | Micro | Est. April 25, 1986, midnight | FDIC #26658 | RSSD #30052 | FDIC
Latest Report: 2025-12-31

AMISTAD BANK is amn micro FDIC-insured commercial bank headquartered in DEL RIO, TX, established in April 25, 1986, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $43M. Profitability stands at 1.76% ROA and 9.18% ROE, with a net interest margin of 5.50%. The bank's CET1 capital ratio is 12.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26658.

Assets

$55M

Deposits

$43M

Loans

$35M

Equity

$11M

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 9.18%
Net Interest Margin (NIM) 5.50%
Yield on Assets 7.03%
Cost of Funds 2.46%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 12.65%
Tier 1 Capital 12.65%
Total Capital Ratio 13.28%
Leverage Ratio 15.71%
Loan-to-Deposit 82.50%

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