BanksAMISTAD BANK

AMISTAD BANK

DEL RIO, TXMicroEst. April 25, 1986, midnightFDIC #26658RSSD #30052FDIC
Latest · 2025-12-31

AMISTAD BANK is an FDIC-insured commercial bank headquartered in DEL RIO, TX, established in April 25, 1986, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $43M. Profitability stands at 1.76% ROA and 9.18% ROE, with a net interest margin of 5.50%. CET1 capital ratio: 14.72%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$55M
Deposits
$43M
Loans
$35M
Equity
$11M

Profitability

Return on Assets (ROA)1.76%
Return on Equity (ROE)9.18%
Net Interest Margin5.50%
Yield on Assets7.03%
Cost of Funds1.77%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio14.72%
Tier 1 Capital14.72%
Total Capital Ratio15.45%
Leverage Ratio15.71%
Loan-to-Deposit82.50%

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