PLANTERS FIRST BANK

CORDELE, GA | Small | Est. Jan. 1, 1896, midnight | FDIC #9064 | RSSD #300933 | FDIC
Latest Report: 2025-12-31

PLANTERS FIRST BANK is asn small FDIC-insured commercial bank headquartered in CORDELE, GA, established in Jan. 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $453M and total deposits of $409M. Profitability stands at 1.80% ROA and 19.35% ROE, with a net interest margin of 5.01%. The bank's CET1 capital ratio is 14.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.19% and a Texas Ratio of 8.03%. FDIC Certificate #9064.

Assets

$453M

Deposits

$409M

Loans

$314M

Equity

$41M

Profitability

Return on Assets (ROA) 1.80%
Return on Equity (ROE) 19.35%
Net Interest Margin (NIM) 5.01%
Yield on Assets 6.07%
Cost of Funds 1.08%

Asset Quality

NPL Ratio 1.19%
Net Charge-Off Ratio 0.13%
Texas Ratio 8.03%
NPA Ratio 0.82%
ACL / Loans 1.63%

Capital & Liquidity

CET1 Ratio 14.09%
Tier 1 Capital 14.09%
Total Capital Ratio 15.34%
Leverage Ratio 10.54%
Loan-to-Deposit 76.73%

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