PIONEER BANK

SERGEANT BLUFF, IA | Small | Est. Jan. 1, 1907, midnight | FDIC #19540 | RSSD #300942 | FDIC
Latest Report: 2025-12-31

PIONEER BANK is asn small FDIC-insured commercial bank headquartered in SERGEANT BLUFF, IA, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $286M and total deposits of $253M. Profitability stands at 1.21% ROA and 12.59% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 9.68%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #19540.

Assets

$286M

Deposits

$253M

Loans

$201M

Equity

$28M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 12.59%
Net Interest Margin (NIM) 3.66%
Yield on Assets 5.61%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 9.68%
Tier 1 Capital 9.68%
Total Capital Ratio 10.16%
Leverage Ratio 9.84%
Loan-to-Deposit 79.49%

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