BANKCDA

COEUR D'ALENE, ID | Small | Est. May 17, 2001, midnight | FDIC #57074 | RSSD #3010363 | FDIC
Latest Report: 2025-12-31

BANKCDA is asn small FDIC-insured commercial bank headquartered in COEUR D'ALENE, ID, established in May 17, 2001, midnight. As of 2025-12-31, the bank reported total assets of $243M and total deposits of $209M. Profitability stands at 1.05% ROA and 8.25% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 12.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.92% and a Texas Ratio of 11.97%. FDIC Certificate #57074.

Assets

$243M

Deposits

$209M

Loans

$134M

Equity

$31M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 8.25%
Net Interest Margin (NIM) 4.35%
Yield on Assets 5.43%
Cost of Funds 1.15%

Asset Quality

NPL Ratio 2.92%
Net Charge-Off Ratio -0.01%
Texas Ratio 11.97%
NPA Ratio 1.62%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 12.62%
Tier 1 Capital 12.62%
Total Capital Ratio 13.25%
Leverage Ratio 12.88%
Loan-to-Deposit 64.17%

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