ULSTER SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in KINGSTON, NY, established in April 13, 1851, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 0.56% ROA and 6.47% ROE, with a net interest margin of 3.21%. The bank's CET1 capital ratio is 13.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.35% and a Texas Ratio of 10.72%. FDIC Certificate #15970.
Assets
$1.4B
Deposits
$1.2B
Loans
$1.1B
Equity
$121M
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