FREEDOM BANK OF VIRGINIA, THE

FAIRFAX, VA | Large | Est. July 23, 2001, midnight | FDIC #57184 | RSSD #3019982 | FED
Latest Report: 2025-12-31

FREEDOM BANK OF VIRGINIA, THE is aln large FDIC-insured commercial bank headquartered in FAIRFAX, VA, established in July 23, 2001, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $915M. Profitability stands at -1.23% ROA and -12.43% ROE, with a net interest margin of 2.87%. The bank's CET1 capital ratio is 13.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.49% and a Texas Ratio of 24.22%. FDIC Certificate #57184.

Assets

$1.1B

Deposits

$915M

Loans

$767M

Equity

$102M

Profitability

Return on Assets (ROA) -1.23%
Return on Equity (ROE) -12.43%
Net Interest Margin (NIM) 2.87%
Yield on Assets 5.73%
Cost of Funds 2.94%

Asset Quality

NPL Ratio 3.49%
Net Charge-Off Ratio 0.15%
Texas Ratio 24.22%
NPA Ratio 2.64%
ACL / Loans 1.81%

Capital & Liquidity

CET1 Ratio 13.82%
Tier 1 Capital 13.82%
Total Capital Ratio 15.08%
Leverage Ratio 11.05%
Loan-to-Deposit 83.78%

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