FLATIRONS BANK

BOULDER, CO | Small | Est. Dec. 22, 2001, midnight | FDIC #57280 | RSSD #3022610 | FED
Latest Report: 2025-12-31

FLATIRONS BANK is asn small FDIC-insured commercial bank headquartered in BOULDER, CO, established in Dec. 22, 2001, midnight. As of 2025-12-31, the bank reported total assets of $360M and total deposits of $327M. Profitability stands at 1.44% ROA and 19.20% ROE, with a net interest margin of 4.12%. The bank's CET1 capital ratio is 13.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #57280.

Assets

$360M

Deposits

$327M

Loans

$246M

Equity

$27M

Profitability

Return on Assets (ROA) 1.44%
Return on Equity (ROE) 19.20%
Net Interest Margin (NIM) 4.12%
Yield on Assets 5.90%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.38%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 13.25%
Tier 1 Capital 13.25%
Total Capital Ratio 14.50%
Leverage Ratio 8.80%
Loan-to-Deposit 75.03%

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