BANK OF THE PLAINS

PLAINS, KS | Small | Est. Jan. 1, 1906, midnight | FDIC #18118 | RSSD #302553 | FDIC
Latest Report: 2025-12-31

BANK OF THE PLAINS is asn small FDIC-insured commercial bank headquartered in PLAINS, KS, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $446M and total deposits of $389M. Profitability stands at 0.67% ROA and 6.91% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 11.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 4.14%. FDIC Certificate #18118.

Assets

$446M

Deposits

$389M

Loans

$323M

Equity

$44M

Profitability

Return on Assets (ROA) 0.67%
Return on Equity (ROE) 6.91%
Net Interest Margin (NIM) 4.42%
Yield on Assets 6.31%
Cost of Funds 1.93%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio 0.08%
Texas Ratio 4.14%
NPA Ratio 0.45%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 11.65%
Tier 1 Capital 11.65%
Total Capital Ratio 12.90%
Leverage Ratio 9.17%
Loan-to-Deposit 82.90%

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