CORNERSTONE BANK

OVERLAND PARK, KS | Medium | Est. Oct. 26, 2001, midnight | FDIC #57250 | RSSD #3027763 | FDIC
Latest Report: 2025-12-31

CORNERSTONE BANK is amn medium FDIC-insured commercial bank headquartered in OVERLAND PARK, KS, established in Oct. 26, 2001, midnight. As of 2025-12-31, the bank reported total assets of $501M and total deposits of $328M. Profitability stands at 1.32% ROA and 15.56% ROE, with a net interest margin of 3.27%. The bank's CET1 capital ratio is 8.40%. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 1.05%. FDIC Certificate #57250.

Assets

$501M

Deposits

$328M

Loans

$442M

Equity

$42M

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 15.56%
Net Interest Margin (NIM) 3.27%
Yield on Assets 6.39%
Cost of Funds 3.15%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.05%
NPA Ratio 0.10%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 8.40%
Tier 1 Capital 8.40%
Total Capital Ratio 8.82%
Leverage Ratio 8.91%
Loan-to-Deposit 134.71%

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