CHEYENNE STATE BANK

CHEYENNE, WY | Micro | RSSD #3032833
Latest Report: 2025-12-31

CHEYENNE STATE BANK is amn micro FDIC-insured commercial bank headquartered in CHEYENNE, WY. As of 2025-12-31, the bank reported total assets of $29M and total deposits of $22M. Profitability stands at -2.07% ROA and -9.90% ROE, with a net interest margin of 6.15%. The bank's CET1 capital ratio is 21.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.26% and a Texas Ratio of 3.28%.

Assets

$29M

Deposits

$22M

Loans

$17M

Equity

$6M

Profitability

Return on Assets (ROA) -2.07%
Return on Equity (ROE) -9.90%
Net Interest Margin (NIM) 6.15%
Yield on Assets 7.09%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 1.26%
Net Charge-Off Ratio 0.40%
Texas Ratio 3.28%
NPA Ratio 0.74%
ACL / Loans 2.32%

Capital & Liquidity

CET1 Ratio 21.26%
Tier 1 Capital 21.26%
Total Capital Ratio 22.33%
Leverage Ratio 21.07%
Loan-to-Deposit 75.19%

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