BanksCHEYENNE STATE BANK

CHEYENNE STATE BANK

CHEYENNE, WYMicroRSSD #3032833
Latest · 2025-12-31

CHEYENNE STATE BANK is an FDIC-insured commercial bank headquartered in CHEYENNE, WY. As of 2025-12-31, the bank reported total assets of $29M and total deposits of $22M. Profitability stands at -2.07% ROA and -9.90% ROE, with a net interest margin of 6.15%. CET1 capital ratio: 21.26%, well above regulatory minimums. NPL ratio: 1.26% · Texas Ratio: 3.28%. Operates 1 domestic branch.

Assets
$29M
Deposits
$22M
Loans
$17M
Equity
$6M

Profitability

Return on Assets (ROA)-2.07%
Return on Equity (ROE)-9.90%
Net Interest Margin6.15%
Yield on Assets7.09%
Cost of Funds1.10%

Asset Quality

NPL Ratio1.26%
Net Charge-Off Ratio0.40%
Texas Ratio3.28%
NPA Ratio0.74%
ACL / Loans2.32%

Capital & Liquidity

CET1 Ratio21.26%
Tier 1 Capital21.26%
Total Capital Ratio22.33%
Leverage Ratio21.07%
Loan-to-Deposit75.19%

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