FIRST STATE BANK OF BURNET

BURNET, TX | Small | Est. Oct. 24, 1908, midnight | FDIC #11557 | RSSD #303653 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF BURNET is asn small FDIC-insured commercial bank headquartered in BURNET, TX, established in Oct. 24, 1908, midnight. As of 2025-12-31, the bank reported total assets of $323M and total deposits of $282M. Profitability stands at 1.68% ROA and 15.66% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 10.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.01%. FDIC Certificate #11557.

Assets

$323M

Deposits

$282M

Loans

$180M

Equity

$35M

Profitability

Return on Assets (ROA) 1.68%
Return on Equity (ROE) 15.66%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.04%
Cost of Funds 1.10%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.01%
NPA Ratio 0.00%
ACL / Loans 0.77%

Capital & Liquidity

CET1 Ratio 10.78%
Tier 1 Capital 10.78%
Total Capital Ratio 11.32%
Leverage Ratio 12.30%
Loan-to-Deposit 63.62%

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