BanksFIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE

FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE

MURPHYSBORO, ILMicroEst. Jan. 1, 1889, midnightFDIC #3818RSSD #303747FDIC
Latest · 2025-12-31

FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE is an FDIC-insured commercial bank headquartered in MURPHYSBORO, IL, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $83M and total deposits of $76M. Profitability stands at 0.14% ROA and 1.87% ROE, with a net interest margin of 4.01%. CET1 capital ratio: 14.07%, well above regulatory minimums. NPL ratio: 3.77% · Texas Ratio: 73.11%. Operates 1 domestic branch.

Assets
$83M
Deposits
$76M
Loans
$54M
Equity
$6M

Profitability

Return on Assets (ROA)0.14%
Return on Equity (ROE)1.87%
Net Interest Margin4.01%
Yield on Assets4.93%
Cost of Funds0.92%

Asset Quality

NPL Ratio3.77%
Net Charge-Off Ratio1.96%
Texas Ratio73.11%
NPA Ratio6.34%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio14.07%
Tier 1 Capital14.07%
Total Capital Ratio15.32%
Leverage Ratio9.27%
Loan-to-Deposit70.23%

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