MISSION VALLEY BANK

SUN VALLEY, CA | Medium | Est. July 12, 2001, midnight | FDIC #57101 | RSSD #3039636 | FDIC
Latest Report: 2025-12-31

MISSION VALLEY BANK is amn medium FDIC-insured commercial bank headquartered in SUN VALLEY, CA, established in July 12, 2001, midnight. As of 2025-12-31, the bank reported total assets of $760M and total deposits of $636M. Profitability stands at 1.90% ROA and 18.23% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 12.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.51% and a Texas Ratio of 10.33%. FDIC Certificate #57101.

Assets

$760M

Deposits

$636M

Loans

$610M

Equity

$81M

Profitability

Return on Assets (ROA) 1.90%
Return on Equity (ROE) 18.23%
Net Interest Margin (NIM) 4.56%
Yield on Assets 6.85%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 1.51%
Net Charge-Off Ratio 0.05%
Texas Ratio 10.33%
NPA Ratio 1.21%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 12.15%
Tier 1 Capital 12.15%
Total Capital Ratio 13.36%
Leverage Ratio 11.14%
Loan-to-Deposit 95.96%

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