COMMUNITY FEDERAL SAVINGS BANK

WOODHAVEN, NY | Medium | Est. July 16, 2001, midnight | FDIC #57129 | RSSD #3040418 | OCC
Latest Report: 2025-12-31

COMMUNITY FEDERAL SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in WOODHAVEN, NY, established in July 16, 2001, midnight. As of 2025-12-31, the bank reported total assets of $866M and total deposits of $753M. Profitability stands at 0.59% ROA and 5.47% ROE, with a net interest margin of 4.20%. The bank's CET1 capital ratio is 22.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 2.25%. FDIC Certificate #57129.

Assets

$866M

Deposits

$753M

Loans

$354M

Equity

$94M

Profitability

Return on Assets (ROA) 0.59%
Return on Equity (ROE) 5.47%
Net Interest Margin (NIM) 4.20%
Yield on Assets 4.95%
Cost of Funds 0.79%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.03%
Texas Ratio 2.25%
NPA Ratio 0.25%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 22.90%
Tier 1 Capital 22.90%
Total Capital Ratio 23.80%
Leverage Ratio 11.03%
Loan-to-Deposit 47.04%

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