FIRST COMMERCE BANK

MARYSVILLE, KS | Small | Est. Aug. 21, 2002, midnight | FDIC #57273 | RSSD #3041358 | FDIC
Latest Report: 2025-12-31

FIRST COMMERCE BANK is asn small FDIC-insured commercial bank headquartered in MARYSVILLE, KS, established in Aug. 21, 2002, midnight. As of 2025-12-31, the bank reported total assets of $138M and total deposits of $121M. Profitability stands at 1.67% ROA and 15.05% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 10.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.89%. FDIC Certificate #57273.

Assets

$138M

Deposits

$121M

Loans

$111M

Equity

$16M

Profitability

Return on Assets (ROA) 1.67%
Return on Equity (ROE) 15.05%
Net Interest Margin (NIM) 4.08%
Yield on Assets 5.90%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.89%
NPA Ratio 0.23%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 10.37%
Tier 1 Capital 10.37%
Total Capital Ratio 10.89%
Leverage Ratio 11.28%
Loan-to-Deposit 91.39%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required