SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION

SIDNEY, NE | Micro | Est. Jan. 1, 1899, midnight | FDIC #29379 | RSSD #304575 | OCC
Latest Report: 2025-12-31

SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in SIDNEY, NE, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $51M and total deposits of $43M. Profitability stands at 1.98% ROA and 13.11% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 14.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29379.

Assets

$51M

Deposits

$43M

Loans

$9M

Equity

$8M

Profitability

Return on Assets (ROA) 1.98%
Return on Equity (ROE) 13.11%
Net Interest Margin (NIM) 3.97%
Yield on Assets 5.08%
Cost of Funds 1.29%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 14.25%
Tier 1 Capital 14.25%
Total Capital Ratio 14.96%
Leverage Ratio 15.29%
Loan-to-Deposit 20.54%

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