BanksSIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION

SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION

SIDNEY, NEMicroEst. Jan. 1, 1899, midnightFDIC #29379RSSD #304575OCC
Latest · 2025-12-31

SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in SIDNEY, NE, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $51M and total deposits of $43M. Profitability stands at 1.98% ROA and 13.11% ROE, with a net interest margin of 3.97%. CET1 capital ratio: 14.34%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$51M
Deposits
$43M
Loans
$9M
Equity
$8M

Profitability

Return on Assets (ROA)1.98%
Return on Equity (ROE)13.11%
Net Interest Margin3.97%
Yield on Assets5.08%
Cost of Funds1.21%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio14.34%
Tier 1 Capital14.34%
Total Capital Ratio15.05%
Leverage Ratio15.29%
Loan-to-Deposit20.54%

This is just the summary.

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