DOGWOOD STATE BANK

RALEIGH, NC | Large | RSSD #3047659
Latest Report: 2025-12-31

DOGWOOD STATE BANK is aln large FDIC-insured commercial bank headquartered in RALEIGH, NC. As of 2025-12-31, the bank reported total assets of $2.4B and total deposits of $2.0B. Profitability stands at 0.00% ROA and 0.03% ROE, with a net interest margin of 4.39%. The bank's CET1 capital ratio is 11.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.00% and a Texas Ratio of 7.23%.

Assets

$2.4B

Deposits

$2.0B

Loans

$2.0B

Equity

$256M

Profitability

Return on Assets (ROA) 0.00%
Return on Equity (ROE) 0.03%
Net Interest Margin (NIM) 4.39%
Yield on Assets 6.56%
Cost of Funds 3.11%

Asset Quality

NPL Ratio 1.00%
Net Charge-Off Ratio 0.32%
Texas Ratio 7.23%
NPA Ratio 0.84%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 11.11%
Tier 1 Capital 11.11%
Total Capital Ratio 12.24%
Leverage Ratio 10.07%
Loan-to-Deposit 101.80%

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