COMMERCEWEST BANK

IRVINE, CA | Large | Est. Sept. 24, 2001, midnight | FDIC #57176 | RSSD #3052813 | FED
Latest Report: 2025-12-31

COMMERCEWEST BANK is aln large FDIC-insured commercial bank headquartered in IRVINE, CA, established in Sept. 24, 2001, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 1.20% ROA and 11.38% ROE, with a net interest margin of 3.11%. The bank's CET1 capital ratio is 17.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.04% and a Texas Ratio of 5.48%. FDIC Certificate #57176.

Assets

$1.5B

Deposits

$1.3B

Loans

$796M

Equity

$140M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 11.38%
Net Interest Margin (NIM) 3.11%
Yield on Assets 4.62%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 1.04%
Net Charge-Off Ratio 0.16%
Texas Ratio 5.48%
NPA Ratio 0.56%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 17.61%
Tier 1 Capital 17.61%
Total Capital Ratio 18.86%
Leverage Ratio 12.50%
Loan-to-Deposit 59.68%

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