TOWN & COUNTRY BANK

LAS VEGAS, NV | Small | Est. April 15, 2002, midnight | FDIC #57312 | RSSD #3067929 | FDIC
Latest Report: 2025-12-31

TOWN & COUNTRY BANK is asn small FDIC-insured commercial bank headquartered in LAS VEGAS, NV, established in April 15, 2002, midnight. As of 2025-12-31, the bank reported total assets of $232M and total deposits of $202M. Profitability stands at 2.06% ROA and 15.14% ROE, with a net interest margin of 4.84%. The bank's CET1 capital ratio is 12.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 3.73%. FDIC Certificate #57312.

Assets

$232M

Deposits

$202M

Loans

$165M

Equity

$29M

Profitability

Return on Assets (ROA) 2.06%
Return on Equity (ROE) 15.14%
Net Interest Margin (NIM) 4.84%
Yield on Assets 6.20%
Cost of Funds 1.46%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 3.73%
NPA Ratio 0.50%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 12.49%
Tier 1 Capital 12.49%
Total Capital Ratio 13.11%
Leverage Ratio 13.70%
Loan-to-Deposit 81.75%

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