EMBASSY BANK FOR THE LEHIGH VALLEY

BETHLEHEM, PA | Large | Est. Nov. 6, 2001, midnight | FDIC #57228 | RSSD #3068579 | FDIC
Latest Report: 2025-12-31

EMBASSY BANK FOR THE LEHIGH VALLEY is aln large FDIC-insured commercial bank headquartered in BETHLEHEM, PA, established in Nov. 6, 2001, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 0.84% ROA and 12.09% ROE, with a net interest margin of 2.75%. The bank's CET1 capital ratio is 14.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.35%. FDIC Certificate #57228.

Assets

$1.8B

Deposits

$1.6B

Loans

$1.3B

Equity

$127M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 12.09%
Net Interest Margin (NIM) 2.75%
Yield on Assets 4.50%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.35%
NPA Ratio 0.03%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 14.38%
Tier 1 Capital 14.38%
Total Capital Ratio 15.44%
Leverage Ratio 9.06%
Loan-to-Deposit 78.69%

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