SOUTHERN BANK is asn small FDIC-insured commercial bank headquartered in SARDIS, GA, established in July 2, 1945, midnight. As of 2025-12-31, the bank reported total assets of $371M and total deposits of $317M. Profitability stands at 0.40% ROA and 4.74% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 8.47%. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 3.08%. FDIC Certificate #16288.
Assets
$371M
Deposits
$317M
Loans
$236M
Equity
$31M
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