STIFEL BANK AND TRUST

SAINT LOUIS, MO | Regional | Est. April 16, 2002, midnight | FDIC #57311 | RSSD #3076248 | FED
Latest Report: 2025-12-31

STIFEL BANK AND TRUST is arn regional FDIC-insured commercial bank headquartered in SAINT LOUIS, MO, established in April 16, 2002, midnight. As of 2025-12-31, the bank reported total assets of $19.4B and total deposits of $17.9B. Profitability stands at 1.74% ROA and 25.52% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 11.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.84% and a Texas Ratio of 8.72%. FDIC Certificate #57311.

Assets

$19.4B

Deposits

$17.9B

Loans

$14.9B

Equity

$1.3B

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 25.52%
Net Interest Margin (NIM) 3.72%
Yield on Assets 5.63%
Cost of Funds 1.99%

Asset Quality

NPL Ratio 0.84%
Net Charge-Off Ratio 0.32%
Texas Ratio 8.72%
NPA Ratio 0.64%
ACL / Loans 0.68%

Capital & Liquidity

CET1 Ratio 11.18%
Tier 1 Capital 11.18%
Total Capital Ratio 12.12%
Leverage Ratio 7.02%
Loan-to-Deposit 83.71%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required