BanksSTIFEL BANK AND TRUST

STIFEL BANK AND TRUST

SAINT LOUIS, MORegionalEst. April 16, 2002, midnightFDIC #57311RSSD #3076248FED
Latest · 2025-12-31

STIFEL BANK AND TRUST is an FDIC-insured commercial bank headquartered in SAINT LOUIS, MO, established in April 16, 2002, midnight. As of 2025-12-31, the bank reported total assets of $19.4B and total deposits of $17.9B. Profitability stands at 1.74% ROA and 25.52% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 11.18%, well above regulatory minimums. NPL ratio: 0.84% · Texas Ratio: 8.72%. Operates 2 domestic branches.

Assets
$19.4B
Deposits
$17.9B
Loans
$14.9B
Equity
$1.3B

Profitability

Return on Assets (ROA)1.74%
Return on Equity (ROE)25.52%
Net Interest Margin3.72%
Yield on Assets5.63%
Cost of Funds1.91%

Asset Quality

NPL Ratio0.84%
Net Charge-Off Ratio0.32%
Texas Ratio8.72%
NPA Ratio0.64%
ACL / Loans0.68%

Capital & Liquidity

CET1 Ratio11.18%
Tier 1 Capital11.18%
Total Capital Ratio12.12%
Leverage Ratio7.02%
Loan-to-Deposit83.71%

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