CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION

SAN DIEGO, CA | Large | Est. Dec. 18, 2001, midnight | FDIC #57044 | RSSD #3076453 | OCC
Latest Report: 2025-12-31

CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in SAN DIEGO, CA, established in Dec. 18, 2001, midnight. As of 2025-12-31, the bank reported total assets of $4.0B and total deposits of $3.4B. Profitability stands at 1.66% ROA and 11.57% ROE, with a net interest margin of 4.66%. The bank's CET1 capital ratio is 13.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 2.57%. FDIC Certificate #57044.

Assets

$4.0B

Deposits

$3.4B

Loans

$3.1B

Equity

$592M

Profitability

Return on Assets (ROA) 1.66%
Return on Equity (ROE) 11.57%
Net Interest Margin (NIM) 4.66%
Yield on Assets 6.01%
Cost of Funds 3.72%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.27%
Texas Ratio 2.57%
NPA Ratio 0.40%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 13.26%
Tier 1 Capital 13.26%
Total Capital Ratio 14.24%
Leverage Ratio 11.57%
Loan-to-Deposit 90.23%

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