BanksCALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION

CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION

SAN DIEGO, CALargeEst. Dec. 18, 2001, midnightFDIC #57044RSSD #3076453OCC
Latest · 2025-12-31

CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in SAN DIEGO, CA, established in Dec. 18, 2001, midnight. As of 2025-12-31, the bank reported total assets of $4.0B and total deposits of $3.4B. Profitability stands at 1.66% ROA and 11.57% ROE, with a net interest margin of 4.66%. CET1 capital ratio: 13.26%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 2.57%. Operates 14 domestic branches.

Assets
$4.0B
Deposits
$3.4B
Loans
$3.1B
Equity
$592M

Profitability

Return on Assets (ROA)1.66%
Return on Equity (ROE)11.57%
Net Interest Margin4.66%
Yield on Assets6.01%
Cost of Funds1.46%

Asset Quality

NPL Ratio0.53%
Net Charge-Off Ratio0.27%
Texas Ratio2.57%
NPA Ratio0.40%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio13.26%
Tier 1 Capital13.26%
Total Capital Ratio14.24%
Leverage Ratio11.57%
Loan-to-Deposit90.23%

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