BANK OF THE PACIFIC

ABERDEEN, WA | Large | Est. Dec. 26, 1979, midnight | FDIC #23041 | RSSD #307679 | FDIC
Latest Report: 2025-12-31

BANK OF THE PACIFIC is aln large FDIC-insured commercial bank headquartered in ABERDEEN, WA, established in Dec. 26, 1979, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.06% ROA and 9.80% ROE, with a net interest margin of 4.30%. The bank's CET1 capital ratio is 16.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.08%. FDIC Certificate #23041.

Assets

$1.3B

Deposits

$1.1B

Loans

$775M

Equity

$139M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 9.80%
Net Interest Margin (NIM) 4.30%
Yield on Assets 5.29%
Cost of Funds 1.60%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 16.07%
Tier 1 Capital 16.07%
Total Capital Ratio 17.25%
Leverage Ratio 10.71%
Loan-to-Deposit 69.01%

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