BANK OF BOURBONNAIS

BOURBONNAIS, IL | Micro | Est. June 21, 1974, midnight | FDIC #21635 | RSSD #308836 | FDIC
Latest Report: 2025-12-31

BANK OF BOURBONNAIS is amn micro FDIC-insured commercial bank headquartered in BOURBONNAIS, IL, established in June 21, 1974, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $67M. Profitability stands at 1.11% ROA and 9.18% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 18.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #21635.

Assets

$78M

Deposits

$67M

Loans

$51M

Equity

$10M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 9.18%
Net Interest Margin (NIM) 3.77%
Yield on Assets 5.55%
Cost of Funds 2.57%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.97%

Capital & Liquidity

CET1 Ratio 18.84%
Tier 1 Capital 18.84%
Total Capital Ratio 20.09%
Leverage Ratio 11.96%
Loan-to-Deposit 75.73%

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