BanksBANK OF BOURBONNAIS

BANK OF BOURBONNAIS

BOURBONNAIS, ILMicroEst. June 21, 1974, midnightFDIC #21635RSSD #308836FDIC
Latest · 2025-12-31

BANK OF BOURBONNAIS is an FDIC-insured commercial bank headquartered in BOURBONNAIS, IL, established in June 21, 1974, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $67M. Profitability stands at 1.11% ROA and 9.18% ROE, with a net interest margin of 3.77%. CET1 capital ratio: 18.84%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$78M
Deposits
$67M
Loans
$51M
Equity
$10M

Profitability

Return on Assets (ROA)1.11%
Return on Equity (ROE)9.18%
Net Interest Margin3.77%
Yield on Assets5.55%
Cost of Funds1.88%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.97%

Capital & Liquidity

CET1 Ratio18.84%
Tier 1 Capital18.84%
Total Capital Ratio20.09%
Leverage Ratio11.96%
Loan-to-Deposit75.73%

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