DRAKE BANK

SAINT PAUL, MN | Small | Est. May 1, 2002, midnight | FDIC #57336 | RSSD #3090833 | FDIC
Latest Report: 2025-12-31

DRAKE BANK is asn small FDIC-insured commercial bank headquartered in SAINT PAUL, MN, established in May 1, 2002, midnight. As of 2025-12-31, the bank reported total assets of $256M and total deposits of $216M. Profitability stands at -1.74% ROA and -21.91% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 11.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.94% and a Texas Ratio of 36.50%. FDIC Certificate #57336.

Assets

$256M

Deposits

$216M

Loans

$200M

Equity

$21M

Profitability

Return on Assets (ROA) -1.74%
Return on Equity (ROE) -21.91%
Net Interest Margin (NIM) 3.76%
Yield on Assets 6.62%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 1.94%
Net Charge-Off Ratio 1.53%
Texas Ratio 36.50%
NPA Ratio 3.33%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 11.09%
Tier 1 Capital 11.09%
Total Capital Ratio 12.34%
Leverage Ratio 8.42%
Loan-to-Deposit 92.87%

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