REGENT BANK

TULSA, OK | Large | Est. Jan. 1, 1898, midnight | FDIC #4160 | RSSD #309655 | FDIC
Latest Report: 2025-12-31

REGENT BANK is aln large FDIC-insured commercial bank headquartered in TULSA, OK, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 1.28% ROA and 13.57% ROE, with a net interest margin of 4.49%. The bank's CET1 capital ratio is 10.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.12% and a Texas Ratio of 19.32%. FDIC Certificate #4160.

Assets

$2.0B

Deposits

$1.7B

Loans

$1.7B

Equity

$196M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 13.57%
Net Interest Margin (NIM) 4.49%
Yield on Assets 7.20%
Cost of Funds 5.69%

Asset Quality

NPL Ratio 2.12%
Net Charge-Off Ratio 0.27%
Texas Ratio 19.32%
NPA Ratio 2.11%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 10.39%
Tier 1 Capital 10.39%
Total Capital Ratio 11.49%
Leverage Ratio 10.20%
Loan-to-Deposit 96.26%

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