ROOT RIVER STATE BANK is amn micro FDIC-insured commercial bank headquartered in CHATFIELD, MN, established in Nov. 25, 1856, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $79M. Profitability stands at 0.03% ROA and 0.45% ROE, with a net interest margin of 2.15%. The bank's CET1 capital ratio is 19.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1098.
Assets
$86M
Deposits
$79M
Loans
$29M
Equity
$6M
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