ROOT RIVER STATE BANK is an FDIC-insured commercial bank headquartered in CHATFIELD, MN, established in Nov. 25, 1856, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $79M. Profitability stands at 0.03% ROA and 0.45% ROE, with a net interest margin of 2.15%. CET1 capital ratio: 19.65%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
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