UNITED BANK & TRUST CO. is asn small FDIC-insured commercial bank headquartered in MARSHALLTOWN, IA, established in June 21, 2002, midnight. As of 2025-12-31, the bank reported total assets of $123M and total deposits of $109M. Profitability stands at 1.35% ROA and 13.90% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 16.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.48% and a Texas Ratio of 7.99%. FDIC Certificate #57391.
Assets
$123M
Deposits
$109M
Loans
$69M
Equity
$12M
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