BanksLEADER BANK, NATIONAL ASSOCIATION

LEADER BANK, NATIONAL ASSOCIATION

ARLINGTON, MALargeEst. May 8, 2002, midnightFDIC #57134RSSD #3109146OCC
Latest · 2025-12-31

LEADER BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in ARLINGTON, MA, established in May 8, 2002, midnight. As of 2025-12-31, the bank reported total assets of $5.0B and total deposits of $3.9B. Profitability stands at 0.77% ROA and 7.28% ROE, with a net interest margin of 2.51%. CET1 capital ratio: 20.84%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.23%. Operates 6 domestic branches.

Assets
$5.0B
Deposits
$3.9B
Loans
$4.1B
Equity
$539M

Profitability

Return on Assets (ROA)0.77%
Return on Equity (ROE)7.28%
Net Interest Margin2.51%
Yield on Assets5.31%
Cost of Funds2.93%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.00%
Texas Ratio0.23%
NPA Ratio0.03%
ACL / Loans1.01%

Capital & Liquidity

CET1 Ratio20.84%
Tier 1 Capital20.84%
Total Capital Ratio22.10%
Leverage Ratio11.34%
Loan-to-Deposit105.88%

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