AMERICAN HERITAGE BANK

SAPULPA, OK | Large | Est. June 15, 1905, midnight | FDIC #4190 | RSSD #311050 | FED
Latest Report: 2025-12-31

AMERICAN HERITAGE BANK is aln large FDIC-insured commercial bank headquartered in SAPULPA, OK, established in June 15, 1905, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.02% ROA and 11.09% ROE, with a net interest margin of 2.88%. The bank's CET1 capital ratio is 23.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.34%. FDIC Certificate #4190.

Assets

$1.4B

Deposits

$1.2B

Loans

$506M

Equity

$131M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 11.09%
Net Interest Margin (NIM) 2.88%
Yield on Assets 4.51%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.34%
NPA Ratio 0.03%
ACL / Loans 1.47%

Capital & Liquidity

CET1 Ratio 23.24%
Tier 1 Capital 23.24%
Total Capital Ratio 24.49%
Leverage Ratio 9.71%
Loan-to-Deposit 43.45%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required