BanksBANK OF BEARDEN

BANK OF BEARDEN

BEARDEN, ARMicroEst. July 5, 1945, midnightFDIC #16282RSSD #311144FDIC
Latest · 2025-12-31

BANK OF BEARDEN is an FDIC-insured commercial bank headquartered in BEARDEN, AR, established in July 5, 1945, midnight. As of 2025-12-31, the bank reported total assets of $60M and total deposits of $53M. Profitability stands at 1.25% ROA and 10.73% ROE, with a net interest margin of 4.19%. CET1 capital ratio: 11.00%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$60M
Deposits
$53M
Loans
$31M
Equity
$7M

Profitability

Return on Assets (ROA)1.25%
Return on Equity (ROE)10.73%
Net Interest Margin4.19%
Yield on Assets4.84%
Cost of Funds0.68%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.02%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio11.00%
Tier 1 Capital11.00%
Total Capital Ratio11.55%
Leverage Ratio13.70%
Loan-to-Deposit58.54%

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