GRANITE BANK is asn small FDIC-insured commercial bank headquartered in COLD SPRING, MN, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $351M and total deposits of $292M. Profitability stands at 0.73% ROA and 8.44% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 9.85%. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 8.64%. FDIC Certificate #5116.
Assets
$351M
Deposits
$292M
Loans
$311M
Equity
$30M
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