YOAKUM NATIONAL BANK, THE

YOAKUM, TX | Small | Est. Jan. 1, 1890, midnight | FDIC #5595 | RSSD #311265 | OCC
Latest Report: 2025-12-31

YOAKUM NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in YOAKUM, TX, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $384M and total deposits of $350M. Profitability stands at -2.42% ROA and -28.26% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 7.12%. Asset quality metrics show a non-performing loan ratio of 1.10% and a Texas Ratio of 7.23%. FDIC Certificate #5595.

Assets

$384M

Deposits

$350M

Loans

$223M

Equity

$31M

Profitability

Return on Assets (ROA) -2.42%
Return on Equity (ROE) -28.26%
Net Interest Margin (NIM) 4.36%
Yield on Assets 5.75%
Cost of Funds 1.41%

Asset Quality

NPL Ratio 1.10%
Net Charge-Off Ratio 1.76%
Texas Ratio 7.23%
NPA Ratio 0.64%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 7.12%
Tier 1 Capital 7.12%
Total Capital Ratio 7.48%
Leverage Ratio 8.91%
Loan-to-Deposit 63.64%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required