FIRST NATIONAL BANK OF WAYNESBORO, THE

FIRST NATIONAL BANK OF WAYNESBORO, THE is asn small FDIC-insured commercial bank headquartered in WAYNESBORO, GA, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $227M and total deposits of $183M. Profitability stands at 1.95% ROA and 10.58% ROE, with a net interest margin of 5.28%. The bank's CET1 capital ratio is 33.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.30%. FDIC Certificate #2160.