DIME BANK

NORWICH, CT | Large | Est. Jan. 1, 1869, midnight | FDIC #18200 | RSSD #311603 | FDIC
Latest Report: 2025-12-31

DIME BANK is aln large FDIC-insured commercial bank headquartered in NORWICH, CT, established in Jan. 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $916M. Profitability stands at 0.15% ROA and 1.38% ROE, with a net interest margin of 3.27%. The bank's CET1 capital ratio is 15.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.73%. FDIC Certificate #18200.

Assets

$1.2B

Deposits

$916M

Loans

$918M

Equity

$131M

Profitability

Return on Assets (ROA) 0.15%
Return on Equity (ROE) 1.38%
Net Interest Margin (NIM) 3.27%
Yield on Assets 4.97%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.10%
Texas Ratio 1.73%
NPA Ratio 0.20%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 15.08%
Tier 1 Capital 15.08%
Total Capital Ratio 16.14%
Leverage Ratio 11.24%
Loan-to-Deposit 100.25%

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