AMERICAN EAGLE BANK

SOUTH ELGIN, IL | Small | Est. Oct. 17, 2002, midnight | FDIC #57359 | RSSD #3116519 | FDIC
Latest Report: 2025-12-31

AMERICAN EAGLE BANK is asn small FDIC-insured commercial bank headquartered in SOUTH ELGIN, IL, established in Oct. 17, 2002, midnight. As of 2025-12-31, the bank reported total assets of $497M and total deposits of $376M. Profitability stands at 0.40% ROA and 4.60% ROE, with a net interest margin of 2.60%. The bank's CET1 capital ratio is 10.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.37%. FDIC Certificate #57359.

Assets

$497M

Deposits

$376M

Loans

$429M

Equity

$43M

Profitability

Return on Assets (ROA) 0.40%
Return on Equity (ROE) 4.60%
Net Interest Margin (NIM) 2.60%
Yield on Assets 5.94%
Cost of Funds 3.41%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.37%
NPA Ratio 0.03%
ACL / Loans 0.27%

Capital & Liquidity

CET1 Ratio 10.31%
Tier 1 Capital 10.31%
Total Capital Ratio 10.59%
Leverage Ratio 8.89%
Loan-to-Deposit 114.26%

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