FIRST NATIONAL BANK OF COLERAINE, THE

COLERAINE, MN | Small | Est. Jan. 1, 1906, midnight | FDIC #5117 | RSSD #311658 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF COLERAINE, THE is asn small FDIC-insured commercial bank headquartered in COLERAINE, MN, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $103M. Profitability stands at 0.64% ROA and 11.12% ROE, with a net interest margin of 2.62%. The bank's CET1 capital ratio is 17.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5117.

Assets

$110M

Deposits

$103M

Loans

$42M

Equity

$6M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 11.12%
Net Interest Margin (NIM) 2.62%
Yield on Assets 4.18%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 17.76%
Tier 1 Capital 17.76%
Total Capital Ratio 18.65%
Leverage Ratio 7.43%
Loan-to-Deposit 40.44%

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