ARVEST BANK

FAYETTEVILLE, AR | Regional | Est. Jan. 1, 1871, midnight | FDIC #8728 | RSSD #311845 | FED
Latest Report: 2025-12-31

ARVEST BANK is arn regional FDIC-insured commercial bank headquartered in FAYETTEVILLE, AR, established in Jan. 1, 1871, midnight. As of 2025-12-31, the bank reported total assets of $27.8B and total deposits of $24.3B. Profitability stands at 0.70% ROA and 8.53% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 11.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.81% and a Texas Ratio of 6.90%. FDIC Certificate #8728.

Assets

$27.8B

Deposits

$24.3B

Loans

$19.8B

Equity

$2.3B

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 8.53%
Net Interest Margin (NIM) 4.03%
Yield on Assets 5.42%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 0.81%
Net Charge-Off Ratio 0.31%
Texas Ratio 6.90%
NPA Ratio 0.63%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 11.44%
Tier 1 Capital 11.44%
Total Capital Ratio 12.49%
Leverage Ratio 9.02%
Loan-to-Deposit 81.26%

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